Most points and miles content is a long review of a card someone is paid to recommend. This is the opposite. Lily Pad Points covers what changed today, in under a minute, with the one number that tells you whether it matters.
We rely on Frequent Miler, Doctor of Credit and other trusted sources for card details, point values and breaking news, and we watch them around the clock. When something moves, we post it to the wire, the newsletter, and short video on every platform, usually within the hour.
Lily Pad Points is run by a family that books its travel almost entirely on points: forty-odd cards between us, business class to Asia and Europe on miles, and more Hyatt nights than we'd admit to. The Guides page is the receipts.
Lily, the host you see on camera, is an AI character. We say so everywhere because trust is the whole product. The research, the opinions, the cards, and the trips are ours, a real household that has been doing this for years. Lily just delivers it faster than we could.
Referral links. When you apply for a card through a link on the Cards page, the bank gives us points. It costs you nothing, and sometimes the public offer is better than the referral offer. When that's true, we tell you. We don't rank cards by what pays us.
We're not advisors and we don't know your situation. Credit cards are a tool that works well for people who pay in full every month and badly for everyone else. If you carry a balance, no bonus is worth it.