Cards we actually hold.
Forty-odd cards across our household. This is the full list, not a "best cards" ranking someone paid for. Referral links earn us points at no cost to you; the public offer is sometimes better, and we say so when it is.
New: two minute card guides with the bonus, the value and the catch.
American Express
Membership Rewards is our main transferable currency. Platinum and Business Platinum do the heavy lifting on lounges and airline transfers.
- Platinum lounges, airline credits, MR transfersapply
- Business Platinum 35% points rebate on flights, Dell and Adobe credits. Read the guideapply
- Gold 4x dining and groceriesapply
- Green 3x travel and transitlink soon
- Blue Business Plus 2x on everything, no annual feeapply
- Hilton Honors Aspire Diamond status, free night every yearapply
- Hilton Honors Business Gold status, free night at $15k spendapply
- Hilton Honors no annual fee, Silver statusapply
- Marriott Bonvoy Business free night up to 35k, Gold statusapply
Chase
Ultimate Rewards to Hyatt is the best transfer in the game. The Ink cards are how a household earns a lot of it on everyday spend.
- Sapphire Reserve the premium UR card, Priority Passapply
- Sapphire Preferred the $95 UR card most people should start withapply
- Ink Business Cash 5x office supply and internetapply
- Ink Business Unlimited 1.5x on everythingapply
- Freedom Flex 5x rotating categoriesapply
- Freedom legacy 5x card, no longer open to new applicantsclosed
- World of Hyatt free night yearly, elite night creditslink soon
- Marriott Bonvoy Boundless free night up to 35kapply
- United Gateway no fee, keeps United miles aliveapply
Citi
ThankYou points transfer to a wide airline list. Custom Cash is the best no-fee 5x card if you hold more than one.
- Strata Elite Citi's premium card, 12x hotels through Citi Travellink soon
- Custom Cash 5x on your top category each month, no feelink soon
- Double Cash 2% on everything, converts to ThankYou pointslink soon
- AAdvantage Platinum Select AA miles, free checked baglink soon
- AAdvantage Business AA miles on business spendlink soon
- Costco Anywhere Visa 4% gas, the Costco cardno referral
- AT&T Points Plus 3x gas and groceries with AT&Tno referral
Everyone else
- Bilt Palladium points on rent, the Bilt premium card. Read the guideapply
- U.S. Bank Smartly up to 4% cash back with U.S. Bank depositsno referral
- Wells Fargo Autograph 3x dining, travel, gas, no feelink soon
- Bank of America Premium Rewards 2x travel, Preferred Rewards bonusno referral
- Wyndham Rewards Earner Business 8x gas, Diamond statusno referral
- Atmos Rewards Summit Alaska and Hawaiian, the new premium cardno referral
- Robinhood Gold Card 3% on everything with Goldlink soon
- Apple Card 3% at Apple, that's about itno referral